MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 
ManufacturedModularMH Advantage

Sun Valley Series / The Klasse SVM-8026

Built by: Deer Valley Homebuilders
4
2.5
2520 ft²
47'0" x 80'0"
Innovative high quality three section family home boasts numerous well designed features and elegant amenities including t...
ManufacturedModularMH Advantage

Woodland Series / Ahaveh 4 Bedroom WL-7013B

Built by: Deer Valley Homebuilders
4
2
1980 ft²
32'0" x 70'0"
Well built family home features large well equipped modern country style kitchen/dining room, spacious living room, large ...
ManufacturedModularMH Advantage

Sun Valley Series / Torridon SVM-8024

Built by: Deer Valley Homebuilders
3
2
2280 ft²
32'0" x 80'0"
Distinctive wrap-around covered porch with two entry/exits to and from sprawling living room, beautiful large kitchen/dini...
ManufacturedModularMH Advantage

Woodland Series / Novus WL-6204

Built by: Deer Valley Homebuilders
3
2
1800 ft²
32'0" x 64'0"
Woodland Novus WL-6204
ManufacturedModularMH Advantage

Woodland Series / Manorview WL-8023

Built by: Deer Valley Homebuilders
3
2
2280 ft²
32'0" x 80'0"
Manorview WL-8023
ManufacturedMH Advantage

American Farm House / The Liza Jane

Built by: Buccaneer Homes
3
2
1860 ft²
32'0" x 62'0"
The Liza Jane 73AFH32623AH
ManufacturedModularMH Advantage

Woodland Series / The Big Chief WL-8034

Built by: Deer Valley Homebuilders
4
3
2280 ft²
32'0" x 80'0"
Beautifully crafted and skillfully designed spacious home, ideal for entertaining with spacious living room and dining roo...
ManufacturedModularMH Advantage

Sun Valley Series / The Anais SVM-7604

Built by: Deer Valley Homebuilders
4
3.5
3180 ft²
47'0" x 80'0"
Beautifully and skillfully crafted estate sized three section home features indoor/outdoor casual dining, and entertaining...
ManufacturedMH Advantage

Admiral / The Stark 73ADM28563AH

Built by: Buccaneer Homes
3
2
1493 ft²
28'0" x 56'0"
The Stark - 73ADM28563AH
ManufacturedMH Advantage

Admiral / The Kimmel

Built by: Buccaneer Homes
3
2
1546 ft²
28'0" x 58'0"
The Kimmel - 73ADM28583AH
ManufacturedMH Advantage

Admiral / The Tyra

Built by: Buccaneer Homes
4
2
1813 ft²
28'0" x 68'0"
The Tyra - 73ADM28684BH
ManufacturedMH Advantage

American Farm House / The Emma Jean 73AFH32724AH

Built by: Buccaneer Homes
4
3
2160 ft²
32'0" x 72'0"
The Emma Jean - 73AFH32724AH

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. Southern Colonel Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.